New auto insurance enforcement program begins July 1 in Illinois

Updated 6/9/2021 11:01 AM

Effective July 1, 2021, the Illinois Secretary of State will launch a robust electronic verification system to monitor all registered vehicles in Illinois for car insurance.

Vehicles will be checked randomly at least twice per year and also electronically verified upon non-insurance compliance citations via the court system.


If electronic verification is unsuccessful, the Secretary of State's office will send a written request to the vehicle owner allowing them to prove they have insurance before suspending their vehicle registration.

Illinois law requires all motor vehicles registered and operated in Illinois to be covered by liability insurance, which covers property damage and/or injuries one may cause others in an accident. The minimum required amounts are:

• $25,000 for injury or death of one person in an accident;

• $50,000 for injury or death of more than one person in an accident;

• $20,000 for damage to property of another person.

To assist Illinois consumers in searching for an independent insurance agent, the Independent Insurance Agents of Illinois and have created a website,, where consumers can find a local agent and a plethora of information on auto insurance and compliance.

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This resource provides consumers with tools and information to plan for insuring automobiles, including average pricing information for Illinois and surrounding states.

"This new website also allows consumers to find a local agent who has the expertise to help with their specific needs," said Phil Lackman, CEO of Independent Insurance Agents of Illinois. "Through a quick form, shoppers are able to filter the results to find the best match to a qualified independent agent."

These independent agents will provide multiple quotes from several companies as they are the only agents that can check policies from various carriers, making it easy to find the right coverage at the best price for almost any situation.

Explore the website at

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