Jack Guttentag
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Regulator approval of 'wind-down' plans: an alternative to bailoutMay 08, 2010 11:00 pm - Editor's note: This is the second column in a series appearing Sundays in Homes Plus. The most traumatic and disruptive feature of the recent financial crisis was that t...
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Six issues to tackle for a better, more stable, financial systemMay 01, 2010 11:00 pm - Preventing another crisis Editor's note: This is the first column in a multipart series that will continue Sundays in Homes Plus over the next few weeks. The financial c...
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Association increases trust in mortgage broker businessApr 24, 2010 11:00 pm - I have always advised consumers who need a mortgage to decide early on whether they wanted to shop for one themselves or retain an expert to shop for them. Shopping for ...
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How early-year mortgage savings can become future liabilityApr 17, 2010 11:00 pm - We tend to undervalue the future. Nowhere is this tendency stronger than in finance, and nowhere in finance is it stronger than in the mortgage market. Borrowers focus o...
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Lenders no longer will share mortgage markups with loan officersApr 10, 2010 11:00 pm - Bank of America recently delivered the following message to its loan officers: "Policy Change: Effective with initial locks on or after Jan. 21, 2010, overages will not ...
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How ARM borrowers can time the market to their advantageApr 03, 2010 11:00 pm - Many mortgage borrowers with adjustable-rate mortgages on which the rate has adjusted within recent years are currently enjoying extremely low interest rates. This refle...
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Mortgage selection in post-crisis marketMar 27, 2010 11:00 pm - This is the final column in a two-part series that began in last Sunday's Homes Plus section. Last week I noted the large price differences between fixed-rate mortgages ...
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Adjustable loans: Are they a risk worth taking? Mortgage selection in post-crisis marketMar 20, 2010 11:00 pm - This is the first column in a two-part series that will conclude next Sunday in Homes plus. One of the most critical decisions mortgage shoppers must make is the type of...
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Future retiree sets sights on combo loanMar 06, 2010 10:00 pm - Q. I am 58 years old and looking to buy a new home. I won't be able to pay off this home before I retire, but I would like my payment to drop at retirement because m...
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Assumability option on FHA loans can be of benefit to future buyersFeb 27, 2010 10:00 pm - Q. Does the assumability option on FHA loans offset their high mortgage insurance premiums? A. That is a great question and very timely. The value of assumability...