Jack Guttentag
-
Reducing the risk of another mortgage messJul 17, 2010 11:00 pm - The basic facts about the financial crisis that originated in the home mortgage market are not in dispute: The housing bubble that preceded the financial crisis was rein...
-
Are conventional loans better deals than FHA?Jul 10, 2010 11:00 pm - In deciding between a conventional mortgage and an FHA-insured mortgage, the general rule is that if you qualify for the conventional mortgage, you take it; only if you ...
-
Mortgage grades aim to match borrowers with best dealJul 03, 2010 11:00 pm - Lack of information has always been a major problem for mortgage borrowers. They may not understand: • The mortgage and how it works, especially if it's an ARM, interest...
-
Readers show more interest in lease-to-own deals, paydownsJun 26, 2010 11:00 pm - "Has there been any significant change in the interests of your readers since the crisis?" I recently compared the Web pages that visitors to my website looked at in Apr...
-
Five inescapable truths about financial disastersJun 19, 2010 11:00 pm - "Since financial disasters are entirely man-made, in principle they should be easier for governments to deal with than natural disasters, which cannot be controlled. Do ...
-
Consumer protection in mortgage industry faces rocky roadJun 12, 2010 11:00 pm - Editor's note: This is the final column in a seven-part series appearing Sundays in Homes Plus. By far, the best way to protect consumers in the home-loan market is to s...
-
We need a new private secondary market for mortgage securitiesJun 05, 2010 11:00 pm - Editor's note: This is the sixth column in a seven-part series appearing Sundays in Homes Plus. The Obama administration does not know what to do with Fannie Mae an...
-
Three ways Danish mortgage market trumps U.S.May 29, 2010 11:00 pm - Editor's note: This is the fifth column in a seven-part series. The housing finance system of the U.S., once viewed by many as a model, is now a shambles. The underwrit...
-
The financial 'reserving' cure-allMay 22, 2010 11:00 pm - Part 4 of a multipart series. In last week's article, I made the point that we should expect that TBTF firms (those "too big to fail") will remain a permanent part of ou...
-
Why 'too big to fail' runs rampant, costly to taxpayersMay 15, 2010 11:00 pm - Editor's note: This is the third column in a multipart series running Sundays in Homes Plus. TBTF firms are "too big to fail," meaning their failure to meet their obliga...