Jack Guttentag
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Reverse mortgage critics overlook those who greatly benefitFeb 19, 2010 10:00 pm - Part six of a series As pointed out last week, the growth of reverse mortgages has no resemblance to the growth of subprime mortgages, and there is no financial fiasco l...
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Reverse mortgages: No risk of becoming another subprime fiascoFeb 13, 2010 10:00 pm - Part five of a series. Previous columns in the series have appeared Sundays in Homes Plus. Reverse mortgages are for seniors who don't have enough spendable income to me...
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These shopping secrets help solve the reverse mortgage puzzleFeb 06, 2010 10:00 pm - Part four of a series. As noted in the previous columns in this series, the financial crisis has made the Home Equity Conversion Mortgage (HECM), insured by the Federal...
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All lifetime annuities are not created equalJan 30, 2010 10:00 pm - Part three of a series. Some seniors who have equity in their home want the security of a fixed lifetime annuity, and don't care about leaving the home or any equity be...
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Only one reverse mortgage program left, but still plenty of optionsJan 23, 2010 10:00 pm - This is the second column in a three-part series that began last Sunday in Homes Plus. The third installment will appear in next Sunday's Daily Herald. As noted in the f...
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Reverse mortgage funding under pressureJan 16, 2010 10:00 pm - Part one of a series A reverse mortgage is a loan to an elderly homeowner on which the borrower's debt rises over time, but which needn't be repaid until the borrower di...
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Don't refi for the wrong reasonsJan 09, 2010 10:00 pm - In a recent article on lifestyle mistakes by mortgage borrowers, I gave an example of such a mistake that touched a nerve on the part of some readers. I said in the arti...
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Job change could matter for mortgage seekerJan 02, 2010 10:00 pm - Q. My wife and I are currently considering buying a new house, and I am considering changing jobs to earn a higher salary. I have been at my current job for five years. ...
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New mortgage disclosure rules should help borrowersDec 26, 2009 10:00 pm - On Jan. 1, a redesigned good faith estimate, or GFE, will become effective to make mortgage shopping a little easier for borrowers. The GFE is a disclosure of informatio...
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Borrows should understand the major steps in mortgage lendingDec 19, 2009 10:00 pm - Mortgage shoppers should have some understanding of the major steps involved in obtaining a mortgage, which have been impacted by several recent developments. The proces...