"Money isn't the most important thing in life, but it's reasonably close to oxygen on the 'gotta have it' scale," said American author Zig Ziglar.
Problem is, plenty of people don't "have it" these days, and many others are concerned whether they will have enough in the future.
If you fall into either category, or simply want to ensure you are effectively managing your funds, come to the upcoming financial programs at the Schaumburg Township District Library, 130 S. Roselle Rd. The library's annual "Financial Planning Week" will be held the first week of October and cover a variety of money matters. Saving for college? Interested in investing? Curious about reverse mortgages? Learn about these topics and more.
The following programs are free, but registration is required. To register, call (847) 923-3347.
If you are out of work and experiencing a steady decline in your bank account, come to "Managing Your Finances During a Job Search" at 7 p.m. Monday, Oct. 1, in the Adult Classroom. Job seekers will get tips on saving money and stretching income while looking for a job.
Is there a future college student in your family? Start saving early, and save yourself some stress when those tuition bills start arriving. "How to Save for College" will be held at 7 p.m. Tuesday, Oct. 2, in the Adult Classroom. Learn how much college costs today, where these costs are headed and why it's important to start saving now. We will also talk about ways to save, the role of financial aid and eligibility for aid.
Take the mystery out of investing by attending "Foundations of Investing" at 7 p.m. Wednesday, Oct. 3, in the Adult Classroom. This seminar covers the key features of bonds, stocks and mutual funds as well as the importance of proper asset allocation.
Confused about reverse mortgages? Come and get the scoop from an expert at the "Reverse Mortgages" program scheduled for 7 p.m. Wednesday, Oct. 4, in the library's Rasmussen North Room. There's been a lot of buzz about reverse mortgages. Find out the facts about this federally-insured loan program and whether it might work for you.
Following Financial Planning Week, the library is offering another money-related program of interest to newcomers in the home buying arena. The "First Time Homebuyer Workshop" is scheduled at 6:30 p.m. Wednesday, Oct. 10, at the library's Hoffman Estates Branch, 1550 Hassell Road. Attendees will learn how to navigate today's home buying process and what it takes to qualify for a mortgage. Topics covered include owning vs. renting, down payments and credit qualifying.
If you come to one of the library's financial programs, be sure to stop by the Personal Finance Center on the second floor, where you'll find a plethora of books and other materials on money topics. Saving for retirement, estate planning, foreclosures, paying for college and improving your credit score are among the many subjects available. Questions? Ask a reference librarian to help you find the information you need.