Jack Guttentag
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Mortgage borrowers suffer disclosure overloadJun 13, 2009 11:00 pm - Editor's note: This is the first column in a two-part series on "poking holes in mortgage reform." The series concludes next Sunday in Homes Plus. Reading pr...
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Some borrowers can't go loan modification aloneMay 30, 2009 11:00 pm - Editor's note: This column concludes a two-part series on mortgage modification. Last week, I went over the steps involved in getting a loan modified. This article ...
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Here's an alternative to the toxic asset purchase programMay 16, 2009 11:00 pm - The government is betting that by lending large amounts to private investors to purchase securities, markets will revive and security values will rise. It is a costly an...
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Too many people are ineligible for 'Home Affordable' refinancingMay 02, 2009 11:00 pm - Editor's note: This is part two of a three-part series that continues next Sunday in Homes Plus. Will Obama's mortgage plan work? Last week I criticized the governm...
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Negative equity is the housing problem not being addressedApr 25, 2009 11:00 pm - Editor's note: This is the first column in a three-part series that continues next Sunday in Homes Plus. Will Obama's mortgage plan work? Most of the small print about ...
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FHA mortgages may be more costly compared to other loansApr 18, 2009 11:00 pm - The importance of FHA in the home mortgage market has changed markedly over the years. This has been due less to changes in the FHA itself than to changes in the broader...
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Private mortgage insurers offer a model of smart reservingApr 11, 2009 11:00 pm - This is the second column in a two-part series that began last Sunday in Homes Plus. Last week, I discussed why capital requirements - requiring firms to have capital eq...
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Preventing another crisis: Capital requirements could hurt banksApr 04, 2009 11:00 pm - This is the first column in a two-part series that concludes next Sunday in Homes Plus. While policymakers and their kibitzers, among which I count myself, debate w...
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Strategy for seniors when mortgage, taxes unaffordableMar 28, 2009 11:00 pm - A common problem among aged homeowners is that they no longer have the income to service their mortgage, and don't have a good way to convert the substantial equity in t...
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Mortgage disclosures fail borrowers at alarming rateMar 21, 2009 11:00 pm - Q. The Associated Press recently ran a story about how the mortgage crisis was leading the federal government and states to tighten licensing and other requirements for ...