Jack Guttentag
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Obama's consumer protection plan worries someAug 22, 2009 11:00 pm - Among the Obama administration's proposals for Financial Regulatory Reform is one for a new Consumer Financial Protection Agency. It is designed to replace the existing ...
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New appraisal rules backfire in down marketAug 15, 2009 11:00 pm - Enacting rules to curb abuses arising during a housing bubble, which don't take effect until the succeeding financial crisis, can easily do more harm than good. This is ...
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New Web site could jump-start loan modificationsAug 08, 2009 11:00 pm - With no end to the housing crisis in sight, the need to modify loan contracts to make payments more affordable is greater than ever. While the number of modifications is...
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Ask mortgage lender to guarantee fixed-dollar feesAug 01, 2009 11:00 pm - Q. Do you agree with the advice contained in the recent USA Today article, in which you were quoted, on how to save on settlement costs? A. That article made me real...
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Some believe Federal Reserve unsuited as regulatorJul 25, 2009 11:00 pm - A major focus of the Obama proposals to redesign the regulatory system is to bring all the major financial institutions that were implicated in the current financial cri...
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Mortgage refinance decision should be made independentlyJul 18, 2009 11:00 pm - Some of the most difficult questions I receive from readers concern the relationship between making extra payments and refinancing. I have never been very happy with my ...
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Few options remain as IRA fund dwindlesJul 11, 2009 11:00 pm - As the unemployment rate rises, more mortgage borrowers must choose between default and making the payment out of savings. That can be an agonizing decision. Q. I was l...
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Mortgage repayment yields big returnsJul 04, 2009 11:00 pm - One consequence of the financial crisis has been to make investment in mortgage repayment increasingly attractive. Mortgage repayment is a riskless investment that yield...
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Many taxpayers are angry and wrong about mortgage crisisJun 27, 2009 11:00 pm - I don't ordinarily like to publish long letters, but this one is worth the space because it captures the mood of a sizable segment of the population. "I'm upset by your ...
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New mortgage reform bill is littered with flawsJun 20, 2009 11:00 pm - Editor's note: This column concludes a two-part series that began last Sunday in Homes Plus. A competitive mortgage market that would work for borrowers requires an...