Jack Guttentag
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Mortgage Professor: When to opt for an adjustable home loanJul 23, 2011 12:00 am - Editor’s note: This is the second column on the topic of choosing a mortgage. This series will appear in HomesSunday. Adjustable-rate mortgages are only about 10 percent...
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Mortgage Professor: Home loan shopping still far from perfectJul 16, 2011 12:00 am - Q. Are people making better decisions about the kinds of mortgages they select than they did before the financial crisis? A. The mortgages being written today are certai...
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Mortgage Professor: Falling short on flood insurance Is borrower required to buy more coverage after lender’s mistake?Jul 09, 2011 12:00 am - Mortgages are complicated instruments subject to a myriad rules and regulations from the many private parties and government entities that are involved. With so much com...
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Mortgage Professor: Mortgage lender ratings under fireJul 02, 2011 12:00 am - Q. How much credence do you place in the 1- to 5-star ratings of lenders that many online mortgage sites provide based on reports from borrowers? A. Very little. Fo...
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Mortgage Professor: Six tips for a better credit scoreJun 25, 2011 12:00 am - Editor’s note: This is the final column in a three-part series on how to qualify for a mortgage. Previous columns appeared in HomesSunday. Your credit score, calculated ...
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Mortgage Professor: How homebuyers can boost qualifying incomeJun 18, 2011 12:00 am - Editor’s note: This is the second column in a three-part series on how to get approved for a mortgage. The series concludes next Sunday in this section. Borrowers withou...
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Mortgage Professor: Fast track to mortgage approvalJun 11, 2011 12:00 am - Editor’s note: This is the first of three columns focusing on how borrowers can qualify for a mortgage or refinance. Subsequent columns will appear weekly in HomeSunday....
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Mortgage Professor: Guarantee savings with new loanJun 04, 2011 12:00 am - Homeowners who anticipate that they will be selling their house within a few years want to net as much from the sale as possible. I use the verb “net” deliberately to in...
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Mortgage Professor: ‘Cry letter’ to lender can reduce waiting periodJun 01, 2011 12:00 am - For the most part, we are a forgiving society. We believe that people often learn from their mistakes, and everybody deserves a second chance. Our mortgage system incorp...
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Mortgage Professor: A minefield of mortgage chargesMay 21, 2011 12:00 am - In a previous column, I discussed the various mortgage charges for which borrowers could shop. It is also important for mortgage borrowers to know the charges they can’t...