Jack Guttentag
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Mortgage Professor:Five appraisal factors that sink real estate dealsOct 08, 2011 12:00 am - Editor’s note: This is the second column in a series exploring a rise in mortgage denials. The series appears in HomesSaturday. The first article of this series describe...
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Mortgage Professor: Late-stage mortgage rejections on the riseOct 01, 2011 12:00 am - Some lenders today are rejecting 50 percent or more of their mortgage loan applicants after the applicants have paid for an appraisal, and in some cases after they have ...
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Mortgage Professor: Don’t sign these loan docs blindlySep 24, 2011 12:00 am - Editor’s note: This is the final column in a two-part series appearing in HomesSaturday. As discussed last week, step one in preparing for the mortgage deluge that borro...
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Mortgage Professor: Identify junk forms at real estate closingSep 17, 2011 12:00 am - Editor’s note: This is the first column in a two-part series on the mortgage document deluge. The series concludes next week in HomesSaturday. At the end of a mortgage l...
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Mortgage Professor: Do you know your true loan-to-value ratio?Sep 10, 2011 12:00 am - Editor’s note: This is the second column in a weekly series on surprises encountered while mortgage shopping. The series appears in HomesSaturday. Last week’s article ma...
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Mortgage Professor: Better credit score doesn’t guarantee cheaper loanSep 03, 2011 12:00 am - Editor’s note: This is the first column in a series appearing in HomesSaturday. One of the unusual features of the U.S. mortgage market is that borrowers are obliged to ...
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Mortgage Professor: Don’t be labeled a ‘borrower in distress’Aug 27, 2011 12:00 am - Borrowers in distress often contact many lenders hoping to find one who will approve them. For this reason, multiple inquiries can have a negative impact on a consumer’s...
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Mortgage Professor: Independent contractors denied mortgagesAug 20, 2011 12:00 am - Q. I started a business last year, and while a number of people are helping me in various capacities, I have no employees. The two people who work closely with me on...
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Mortgage Professor: Comparable loan data would aid borrowersAug 06, 2011 1:00 am - Editor’s note: This is the first of a two-part series on truth in mortgage disclosure. One of the most vexing and perplexing problems faced by mortgage borrowers has lon...
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Mortgage Professor: When paying points makes senseJul 30, 2011 12:00 am - Editor’s note: This is the third column in a series on how to choose a mortgage. The series is appearing in HomesSaturday. Lenders generally offer borrowers alternative ...