Jack Guttentag
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Confronting the three HECM reverse mortgage decisionsApr 30, 2016 12:00 am - This article describes the three major decisions that must be made in taking out a HECM reverse mortgage. The purpose is to alert potential borrowers to the information ...
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Payday loans: the worst abuse is not regulatedApr 23, 2016 2:00 am - Hardly a day goes by when my email inbox does not contain an offer to lend me $1,000 or so, no questions asked. The Internet is a cost-effective way of identifying and s...
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Appraisal system should be changed in fairness to borrowersApr 09, 2016 5:00 am - Editor's note: Second in a two-part series that began last week in HomesSaturday. In our current housing finance system, appraisals are issued in the name of the lender ...
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Five ways a HECM reverse mortgage can help seniorsMar 26, 2016 12:00 am - Here are five ways a HECM reverse mortgage can ease the retirement of homeowners. First way: Use a HECM to pay off an existing mortgage carrying a monthly payment. ...
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Will 'weird tricks' pay down the balance fasterMar 12, 2016 12:00 am - The phrase "weird trick" seems to have great sales appeal, judging from the frequency with which it appears in my inbox. I see weird tricks for lowering blood pressure, ...
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Extra payment routine pays off mortgage earlyMar 04, 2016 11:00 pm - For many borrowers, it is easier to accelerate the pay-down of a mortgage balance if the process of making extra payments is routinized. Then the extra payments become a...
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Mortgage borrowers can reduce principleFeb 26, 2016 11:00 pm - Editor's note: This is the second article in a series on questions about mortgage repayment. The first article, which published last Saturday, looked at mortgage repayme...
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Mortgage repayment is a common topic for readersFeb 19, 2016 11:00 pm - Editor's note: This is the first article in a four-part series that will be published in HomesSaturday. Questions from readers about why and how to pay off a mortgage ea...
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Is down payment insurance and idea that makes sense?Feb 14, 2016 12:00 am - Editor's note: This article concludes a two-part series that began last week in HomesSaturday. The first article in the series can be found online at dailyherald.com. In...
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Down payment on a home determines need for mortgage insuranceFeb 06, 2016 12:00 am - Editor's note: This is the first article in a two-part series that will conclude next week in HomesSaturday. I set out recently to write about a new program of down paym...