Jack Guttentag
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Rent or buy? A question that never seems to go awayJul 09, 2016 7:00 am - Rent or buy? This question doesn't go away because it is confronted anew by every new cohort of households. The letters I receive on the topic, such as this one, haven't...
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Four ways to purchase a house with a reverse mortgageJul 02, 2016 5:00 am - Many home purchasers are seniors. Some become homeowners for the first time, but most have been and want to remain homeowners. They just don't want to remain in their cu...
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How to make sure you get the mortgage you were promisedJun 25, 2016 5:00 am - Editor's note: This is the final column in a four-part series that has appeared weekly in HomesSaturday. The TILA-RESPA Integrated Disclosure Rule, or TRID, was put into...
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Sifting through the mortgage document delugeJun 18, 2016 4:00 am - Editor's note: This is the third column in a four-part series appearing in HomesSaturday. In first two parts of this series, I explained how the large number of document...
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Some mortgage closing documents require less scrutinyJun 11, 2016 5:00 am - Editor's note: This is the second column in a four-part series that began last week and will continue weekly in HomesSaturday. Everyone who has ever closed a real estate...
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Making sense of the mortgage document delugeJun 04, 2016 1:00 am - Editor's note: This is Part One in a series of articles that will continue next week in HomesSaturday. The TILA-RESPA Integrated Disclosure Rule, in development by the C...
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Borrower decisions on HECM reverse mortgagesMay 28, 2016 3:00 am - There are three major decisions a senior must make when applying for a Home Equity Conversion Mortgage, more commonly known as a reverse mortgage. The first decision app...
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How to achieve savings discipline when it comes to retirementMay 21, 2016 1:00 am - Savings discipline is the willingness to forgo spending now in order to accumulate the funds needed to meet a valued objective in the future. The objective is critical b...
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Assuring price integrity in a dysfunctional marketMay 14, 2016 5:00 am - You are a senior who finds an advertisement for reverse mortgages intriguing, except you don't trust ads to tell the whole truth about anything. You have a well-justifie...
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Becoming a homeowner when you don't now qualify for a mortgageMay 08, 2016 2:00 am - Lease-to-own contracts (LTOs) and land contracts (LCs) are different legal ways to transfer property from an existing owner who does not want to occupy it to someone els...