Examine your estate plan at April 18 personal finance program

Do you know you already have an estate plan? The question is whether it's the right estate plan.

Find out the answer to this and other questions at the "Estate Planning: Getting Ready" program with University of Illinois Extension at 1 p.m. Saturday, April 18, at the St. Charles Public Library.

"According to an AARP survey, two out of every five Americans over the age of 45 do not have a will," said Sasha Grabenstetter, consumer economics educator from the University of Illinois Extension. "Without proper planning, a court could determine the distribution of your assets in accordance to Illinois state laws."

In this Money Smart Week workshop, Grabenstetter will educate participants on why procrastination is your worst enemy, how to organize and sort all legal documents, and how to choose advisors wisely.

"Estate Planning: Getting Ready" will take place in the Huntley Meeting Room on the lower level of the St. Charles Public Library, 1 S. Sixth Ave. in St. Charles.

To learn more about the program or to register, visit the St. Charles Public Library "calendar and registration" section at www.stcharleslibrary.org or call (630) 584-0076, ext. 1.

Registration is not required to attend; drop-ins are welcome.

Money Smart Week is a public awareness campaign designed to help consumers better manage their personal finances. All personal finance events are free and taught without sales pitches. Money Smart Week is April 18-25. For a complete listing of Money Smart Week programs in your area please go to www.moneysmartweek.org or watch for the Chicagoland Money Smart Week calendar in the local newspaper.

For more tips on saving and investing, follow the University of Illinois Extension "Plan Well, Retire Well" blog at www.RetireWell.uiuc.edu. For more information on University of Illinois Extension programs in Kane County, visit web.extension.illinois.edu/dkk/.

University of Illinois Extension provides educational programs and research-based information to help Illinois residents improve their quality of life, develop skills and solve problems.