Articles filed under Mortgages
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Mortgage professor: Those lured by smaller mortgage payments should reconsiderMay 12, 2012 5:42 am - The case for 15-year fixed-rate mortgages has never been stronger because, in the post-crisis market, the rate advantage over the 30-year has never been larger. The rate...
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Mortgage professor: Good luck trying to negotiate mortgage broker’s feeMay 05, 2012 5:32 am - Q. I refinanced last year and negotiated the fee I paid the mortgage broker. Now, I want to refinance again to take advantage of lower rates, but my broker tells me the ...
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The nation’s housing: More inspectors to train on energy auditsMay 04, 2012 5:00 am - WASHINGTON — It may be the best-kept secret in home real estate: For a couple of hundred dollars, a potential buyer thinking about writing a contract on an existing hous...
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Mortgage professor: Benefits of shopping a certified lender networkApr 28, 2012 5:58 am - Markets don’t work well when one party to a transaction knows much more than the other party, a condition economists call “information asymmetry.” The home mortgage mark...
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Mortgage professor: Property condition plays into purchase strategyApr 21, 2012 5:52 am - Many of the houses coming on the market today are foreclosure sales, which usually sell “as is” and are often in poor condition. This may create a buying opportunity for...
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Mortgage professor: How to avoid being overcharged on mortgageApr 14, 2012 5:44 am - Many potential mortgage borrowers spend time on mortgage websites in preparation for shopping offline. Many come to my site to see if they will qualify, to decide what k...
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Mortgage professor: An exploration of Credit SesameApr 09, 2012 9:59 am - I recently took a hard look at Credit Sesame, which is an interesting website that offers credit monitoring, credit cards and mortgages. The site views them as interrela...
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Growing number of businesses help seniors age in placeMar 31, 2012 11:00 pm - Eileen Morrissey has always been independent. But at 91, she can no longer drive, which has made it hard for her to get to the grocery store. At least once a week, she c...
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Mortgage professor: A better tool for making mortgage decisionsMar 31, 2012 5:52 am - Mortgage borrowers frequently make bad decisions, in part reflecting the complexities of mortgages and the mortgage process. But a major part of the problem is the decis...
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How federal capital gains tax worksMar 20, 2012 1:20 pm - Q. I built my house in 1988, and as of 2010, I’ve paid it off. I’m looking to sell and wondering if the capital gains tax break is still in effect. I think I read in one...