Jack Guttentag
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Mortgage sites' referrals flawedMar 08, 2008 10:00 pm - Five years ago, I wrote an article on Internet mortgage referral sites, six of which I examined with some care. In 2007, Loan.com joined the group, claiming a unique dis...
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Mortgage industry definitions confusingMar 01, 2008 10:00 pm - Q. I am perplexed at what appears to be a nomenclature problem that the mortgage industry has created with its definition of simple-interest mortgage. Aren't most mo...
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New referral site gets an 'A' for effortFeb 23, 2008 10:00 pm - Five years ago, I wrote an article on Internet mortgage referral sites, six of which I examined with some care. In 2007, Loan.com joined the group, claiming a unique dis...
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Many hopes pegged on relief planFeb 16, 2008 10:00 pm - Second of two parts The first article in this series indicated that the current stringency in the mortgage market will ease when investors regain their confidence, ...
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Housing crisis really two dramasFeb 09, 2008 10:00 pm - First of two parts The financial crisis we are currently in will probably enter the U.S. record book as the second worst in the last 100 years. The worst was in the...
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Renting vs. owning, listen to your gutFeb 02, 2008 10:00 pm - Q. I am a 48-year-old divorced female. I have been renting for the last 10 years. My friends keep telling me that renting is "throwing your money away." But if I buy...
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'Blemished' borrowers face tough roadJan 19, 2008 10:00 pm - In the wake of the sub-prime crisis, the market has turned against all except "cream-puff borrowers" -- those with no weaknesses. The cream-puffs can borrow today on pre...
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YSP abuse still possible with updated reform actJan 12, 2008 10:00 pm - Second of two parts YSP abuse, as explained in my first column, arises when mortgage brokers steer borrowers into high-rate loans on which the broker collects a reb...
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Full disclosure by brokers can save you money in the endJan 05, 2008 10:00 pm - First of two parts The Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR 3915) is now winding its way through Congress. According to the bill's sponsor, R...
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Formula to scheduling mortgage paymentsDec 22, 2007 10:00 pm - Q. My husband and I get paid biweekly. This year I made sure the mortgage payment was made every other paycheck. I figure I will be making one extra payment per year...