Jack Guttentag
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Saving for a down payment is a new realityOct 11, 2008 11:00 pm - Over the last 18 months, the mortgage market has changed more rapidly than in any comparable period since the Great Depression of the 1930s. From the standpoint of borro...
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Why do most lenders sell their mortgages?itsOct 04, 2008 11:00 pm - "Why do most home mortgage lenders sell their mortgages instead of keeping them? I have a problem with negotiating my mortgage deal with one firm over a week, then havin...
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Six steps to avoiding legal trouble when loan is foundSep 27, 2008 11:00 pm - Q. I bought my house in June. In October, I made my mortgage payment to XYZ Mortgage as usual. A few weeks later, the payment was returned with a note saying that my...
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Web sites aim to guide owners on path to recoverySep 20, 2008 11:00 pm - An uncomfortably large proportion of my mail these days is from borrowers with serious payment problems. In most cases, I can't help them for reasons discussed below. In...
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Foreclosure crisis drives home value of private mortgage insuranceSep 13, 2008 11:00 pm - The blame game for the development of the current mortgage crisis is now in full swing, and, with one exception, no major participant escapes unscathed: • Lenders and in...
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Reform may mean end of mortgage broker deception is nearSep 06, 2008 11:00 pm - Editor's note: This is the final installment of a three-part series appearing Sundays in Homes Plus. This series of columns explains recent proposals by HUD to make ...
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HUD looks to protect borrowers from overchargesAug 30, 2008 11:00 pm - Editors note: This is the second column in a three-part series. Last week I reported favorably on one part of HUD's current reform proposals. A new and substantial...
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Despite benefits, borrower anonymity comes at a priceAug 16, 2008 11:00 pm - Zillow, the popular real estate site, now has a complementary mortgage site. It is also complimentary (with an "i") because neither participating lenders nor borrowers p...
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Why fees for mortgage brokers differ between U.S. and EnglandAug 02, 2008 11:00 pm - Editor's note: This is the first column in a two-part series. To gain perspective on institutional practices, nothing beats seeing how the practices differ somewher...
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Struggling borrowers get fresh start under MPI plan New mortgage insurance can fix the housing finance systemJul 19, 2008 11:00 pm - Editor's note: This is the final column in a five-part series that has appeared in the Sunday Home Plus section. This series of articles introduced a new type of mo...