Jack Guttentag
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Mortgage professor: Good luck trying to negotiate mortgage broker’s feeMay 05, 2012 5:32 am - Q. I refinanced last year and negotiated the fee I paid the mortgage broker. Now, I want to refinance again to take advantage of lower rates, but my broker tells me the ...
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Mortgage professor: Benefits of shopping a certified lender networkApr 28, 2012 5:58 am - Markets don’t work well when one party to a transaction knows much more than the other party, a condition economists call “information asymmetry.” The home mortgage mark...
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Mortgage professor: Property condition plays into purchase strategyApr 21, 2012 5:52 am - Many of the houses coming on the market today are foreclosure sales, which usually sell “as is” and are often in poor condition. This may create a buying opportunity for...
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Mortgage professor: How to avoid being overcharged on mortgageApr 14, 2012 5:44 am - Many potential mortgage borrowers spend time on mortgage websites in preparation for shopping offline. Many come to my site to see if they will qualify, to decide what k...
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Mortgage professor: An exploration of Credit SesameApr 09, 2012 9:59 am - I recently took a hard look at Credit Sesame, which is an interesting website that offers credit monitoring, credit cards and mortgages. The site views them as interrela...
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Mortgage professor: A better tool for making mortgage decisionsMar 31, 2012 5:52 am - Mortgage borrowers frequently make bad decisions, in part reflecting the complexities of mortgages and the mortgage process. But a major part of the problem is the decis...
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6 features you need in a one-stop mortgage siteMar 24, 2012 5:24 am - From the beginning, the basic promise of multi-lender, Internet-based sites was that they would provide one-stop shopping. With my colleague Jack Pritchard, I recently e...
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Six truths about no-cost mortgagesMar 17, 2012 6:11 pm - Q. Is shopping for a no-cost mortgage a good strategy in today’s market? A. No-cost mortgages are relatively easy to shop because of their simplicity, and this is as tru...
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Mortgage professor: Why can’t shopping for mortgage be more like buying a car?Mar 17, 2012 1:56 am - “Is it harder to shop effectively for a mortgage than for a car?” Shopping for a car is child’s play compared to shopping for a mortgage. Here’s why. Price features of ...
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Mortgage Professor: Ask for title insurance ‘reissue rate’Mar 02, 2012 11:00 pm - Ten years ago, Kenneth Harney, a syndicated real estate columnist for the Washington Post Writers Group, wrote an excellent series of articles on why many refinancing bo...