Jack Guttentag
-
Unmarried couples buying a house together may also be buying troubleMar 22, 2014 12:00 am - More and more couples, both mixed and same-sex, are electing to live together without getting married, and often this includes purchasing a home together. This is a majo...
-
Mortgage-related issues for married couplesMar 15, 2014 12:00 am - When a married couple purchases a house with the help of a mortgage, they become subject to a wide range of legal rules and custom-based practices at every stage of the ...
-
Builder financing may be problematicMar 07, 2014 11:00 pm - Q. I purchased a home from builder XYZ for $320,000, and have a $10,666 Realtor rebate coming back to me. (Two-thirds of 5 percent of $320,000). The builder had me sign ...
-
Would a HECM reverse mortgage work for you?Feb 28, 2014 11:00 pm - In a recent article, I described a reliable and easy-to-use calculator that could improve the ability of seniors to determine whether or not their lives would be benefit...
-
Should condo owners press their boards to seek FHA approval?Feb 21, 2014 11:00 pm - If a condo meets FHA approval, purchasers of units in the condo are eligible for FHA financing. This is advantageous to existing residents who want to sell their units, ...
-
Will home purchases ever be transacted in bitcoins?Feb 15, 2014 12:01 am - Q. Will home purchases and mortgages ever be transacted in bitcoins? A. That this question gets asked with increasing frequency is an indication of how far the bitcoin p...
-
Breaking the logjam on HECM reverse mortgagesJan 31, 2014 11:48 pm - Editor’s note: This is the final column in a two-part series publishing in HomesSaturday. The first article of this series discussed some modest initiatives my colleague...
-
Breaking the logjam on HECM reverse mortgagesJan 24, 2014 11:34 pm - People reaching retirement age are living longer than ever, and retiring with less capacity to maintain their living standards. With good reason, this situation has been...
-
New mortgage disclosure forms lack useful comparisonsJan 17, 2014 11:22 pm - Editor’s note: This is the final column in three-part series on new mortgage disclosure rules. The series has appeared in HomesSaturday. The Consumer Financial Protectio...
-
Mortgage professor: If borrowers owned the appraisals they pay for, they would be able to shop for a mortgage effectivelyJan 16, 2014 1:13 pm - Editor’s note: This is the second column in a three-part series appearing in Homes Saturday. The Consumer Financial Protection Bureau (CFPB) has developed two new disclo...