Edith Lank
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On homes and real estate: Fourth bedroom or master bathroom?Jun 11, 2011 1:00 am - Q. We own a four-bedroom home with one bath upstairs and a full bath downstairs. Now that the kids have either moved out or are in college, my wife and I are conside...
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On homes and real estate: Why refinance to adjustable-rate mortgageJun 07, 2011 11:00 pm - Q. I have more than 20 percent equity in my home. I would like to refinance to a 5/1 adjustable-rate mortgage. Will I have a better chance with my existing lender? ...
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On homes and real estate: It’s legal to list a contract exclusionJun 04, 2011 12:00 am - Q. We wanted to make a deal directly with a seller without agents, but we cannot commit for two or three months. In the meantime, the sellers want to put the house o...
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On homes and real estate: Accountant recommended to help new landownerMay 31, 2011 11:00 pm - Q. I recently inherited some land from my mother. Parts are zoned residential and never improved, but one tract is commercial. It had a building that was torn down y...
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On homes and real estate: Options for underwater ownersMay 07, 2011 12:00 am - Q. I currently own a home and am underwater on the value. If I were to sell my house and buy another, what would happen to the remaining balance that I owe? A. In c...
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On homes and real estate: Prequalified vs. commitmentApr 30, 2011 12:00 am - Q. Can you please explain the difference between being prequalified for a mortgage and having a mortgage commitment? A. When you have a mortgage commitment, the len...
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On homes and real estate: Help available to raise credit scoreApr 23, 2011 12:00 am - Q. My husband and I are hoping to buy our first home next year. By that time, we should have a savings of $25,000 to $30,000 to put down. Neither of us has had great...
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On homes and real estate: xxxxApr 15, 2011 2:00 am - Q. The abstract to my property has been lost. Will I need that to sell my house? If so, how do I replace it? A. When you are ready to sell, your buyer will want a l...
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On homes and real estate: Would you buy a house with no bathtub?Apr 10, 2011 12:00 am - Recently, a reader asked if he replaced his bathtub with a walk-in shower, would that make his house harder to sell someday? I passed that on with the question: “Would y...
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On homes and real estate: If house isn't selling, lower the priceApr 03, 2011 12:00 am - Q. My house has been on the market for many months, and according to my agent who is supposed to be “the best in the area,” it is priced properly. We had early activ...