Edith Lank
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Seller can change her mind if no sales contract signedJan 03, 2014 11:30 pm - Q: I have put my home up for sale, and my agent’s contract goes for two more months. I have now changed my mind and do not want to sell. What are my options; what is my ...
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Condo, townhouse, patio home definitions are variedDec 20, 2013 11:30 pm - Q. Would you please clarify the differences among the following: condo, townhouse, patio home and carriage home? Can they be one- or two-story buildings? A. You’re askin...
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Federal consumer bureau persuaded bank to send deedDec 13, 2013 11:30 pm - Q. Like your recent reader, we also had a problem obtaining our Discharge of Mortgage. Filing a complaint with the Consumer Finance Protection Bureau finally yielded res...
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Letters often scream ‘Go see an attorney, now’Dec 06, 2013 11:30 pm - Dear Readers: I try to say “see a lawyer” not more than once per column. But recent mail is full of questions from people who need just that advice, so to start clearing...
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How to make real estate contract bindingNov 29, 2013 11:30 pm - Q. This is written in response to your recent letter asking how to make a purchase contract “more binding.” One simple method is to require more deposit money at the tim...
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More concerns over reverse mortgagesNov 22, 2013 11:30 pm - Q. My dad has a reverse mortgage. It had a cap of $150,000. The lender sold it to another company and they raised the amount he could borrow to $180,000. The tax-assesse...
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Mortgage deal between siblings is part of an estateNov 15, 2013 11:30 pm - Q. I lent my sister the money for her house. I had the mortgage recorded. My question is: In the event of my death, how can I make sure she keeps up the payments of her ...
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Costs of refinancing help determine if it is a wise moveNov 08, 2013 11:30 pm - Q. I agree that it is a good idea to refinance. But I think you left out a couple of things in your response. The costs of refinancing, in a recent letter I got, were ov...
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Worried about reverse mortgageNov 02, 2013 12:30 am - Q. My husband and I needed medical help years ago and applied for a reverse mortgage. I did not want it, but there was no place to turn. Now I am a widow 70-plus years o...
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With real estate sales, it’s not over until it’s overOct 19, 2013 12:30 am - Q. It seems like the newest scam is that the buyer walks away from the purchase of a house just before the closing, leaving the seller high and dry. Is there any way to ...