David Myers
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How to find a legitimate housing counselorMay 22, 2015 12:00 am - The U.S. Department of Housing and Urban Development offers an array of free or low-cost counseling help for homeowners, buyers and renters. Q. How can I find a legitima...
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Fannie Mae, Freddie Mac now offering 3 percent down mortgagesMay 15, 2015 12:00 am - The nation's two largest providers of mortgage credit have recently introduced new programs that require minimal down payments. Q. What do you know about these new mortg...
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What buyers should expect when applying for a mortgageMay 01, 2015 12:00 am - With the peak home-buying season here, savvy shoppers are getting all their financial documents together and getting preapproved for a mortgage to make their purchase go...
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How mechanic's liens workApr 24, 2015 12:00 am - A contractor or subcontractor who doesn't get paid in a timely fashion can hold up a homeowner's sale or refinancing. Q. We were reviewing the paperwork for the upcoming...
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Now's the time to save some 'green' on gardening tools, other itemsApr 17, 2015 12:00 am - April's best bargains for around the house include lawn mowers, vacuum cleaners and small appliances. Q. My husband and I really enjoy the shopping tips you give out eac...
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Homeowners need 'landlord insurance' before rentingApr 12, 2015 11:00 pm - Many people buy a new house and convert their old one into a rental. The strategy raises key insurance issues. Q. We are buying a new home, but we plan to keep our curre...
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Lenders take varying approaches to down-payment help from relativesApr 03, 2015 12:00 am - Q. My parents have promised to help us with the down payment on our first home, which we hope to purchase within a few months. How do lenders treat loans or gifts that b...
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Home-maintenance duties rise as spring arrivesMar 27, 2015 12:00 am - Now's the time to get caught up on some important maintenance chores that you might not have been able to do over the winter. Q. Our concrete driveway has developed seve...
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Congress inches closer to extending tax break for 'underwater' sellersMar 20, 2015 12:00 am - Lawmakers are hoping to extend a recently expired rule that allows homeowners who sell at a loss to avoid thousands of dollars in federal taxes. Q. I know that homeowner...
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Buyers shouldn't deal with obstinate sellersMar 13, 2015 12:00 am - If a seller is stubborn or deceitful from the very start, a buyer's best bet is to look for another property. Q. My husband and I made an offer to purchase a house about...