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Finance

Experts share their top tips to save money this holiday season

By ADRIANA MORGA
Dec 13, 2025 1:11 pm - The holiday season means time with family and new memories, but it can also mean lots of spending — sometimes too much. From gifts to travel to grocery shopping, costs can pile up and become overwhelming, especially in a difficult economic environment.
What the Federal Reserve rate cut means for you

By CORA LEWIS
Dec 12, 2025 12:01 pm - The Federal Reserve cut its benchmark interest rate by a quarter point Wednesday for the third time since September, bringing its key rate to about 3.6%, the lowest in nearly three years. Before September, it had gone nine months without a cut. Here's what to know.
Federal Reserve cuts key rate but signals higher bar for future reductions

By CHRISTOPHER RUGABER
Dec 10, 2025 6:49 am - The Federal Reserve reduced its key interest rate for the third time in a row Wednesday but signaled that it may leave rates unchanged in the coming months, a move that could attract ire from President Donald Trump, who has demanded steep reductions to borrowing costs.
Silver prices just smashed a new record. What does this mean for the economy?

By Aaron Gregg
Dec 09, 2025 3:03 pm - Silver is giving gold a run for the money. The precious metal has more than doubled in value since the start of the year and broke a fresh record on Tuesday, rising above $60 per troy ounce on New York’s Commodity Exchange for the first time ever.
5 financial to-dos before the end of 2025

By MARGARET GILES and CHRISTINE BENZ of Morningstar
Dec 06, 2025 12:24 pm - As 2025 winds down, here are some moves to help you finish the year strong financially.
How to rebalance your portfolio in a lofty market

By Amy C. Arnott of Morningstar
Dec 06, 2025 12:15 pm - If you’ve chosen a target asset allocation — the mix of stocks, bonds, and cash in your portfolio — you’re probably ahead of many investors. But unless you’re investing in a set-and-forget investment option like a target-date fund, your portfolio’s asset mix will shift as the market fluctuates.
Economists see two Fed rate cuts in 2026 following December move

By Maria Eloisa Capurro and Dana Morgan
Dec 05, 2025 8:25 am - Federal Reserve officials will vote to cut interest rates again next week to safeguard against rising risks of a sharp deterioration in the labor market, according to economists surveyed by Bloomberg.
Your investment portfolio Is probably riskier than you think

By Christine Benz and Susan Dziubinski of Morningstar
Nov 28, 2025 11:24 am - What are some signs that an investor might be taking on too much risk or playing it too safe with their allocations? A Q&A with Christine Benz, Morningstar’s director of personal finance and retirement planning.
The key to a winning 401(k)

By Jason Kephart, Spencer Look and Samantha Lamas of Morningstar
Nov 28, 2025 11:20 am - Retirement saving requires key decisions: when to start, how much to save, and where to invest. The investing decision has drawn more attention as government regulators work to open 401(k) plans to alternative assets such as private market investments.
4 things to know about federal vs. private student loans

By Brian Safdari
Nov 28, 2025 9:33 am - The college application system seems designed to confuse families.

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