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Insurance

How the end of extra Affordable Care Act subsidies could affect you

By Paige Winfield Cunningham and Peter Whoriskey
Dec 22, 2025 11:54 am - Extra subsidies that made Affordable Care Act plans more affordable for millions of Americans for the past five years are all but guaranteed to vanish on New Year’s Day.
Lawmakers must prioritize good policy over destructive politics

By Elliot Richardson
Nov 08, 2025 1:27 pm - In Illinois, politicians concluded their legislative year during the fall veto session, and they did not do nearly enough to support small businesses.
Bill to regulate homeowners’ insurance rates fails on final day of veto session

By Peter Hancock
Nov 04, 2025 2:06 pm - A bill that failed on the House floor would have given state insurance regulators authority to review and approve rates charged for homeowners’ insurance in Illinois. The legislation was proposed following State Farm’s announcement in July of a 27.2% rate hike. The bill passed the Senate but failed in the House on the final day of lawmakers’ fall veto session. That means if supporters want it to be reconsidered, they will have to introduce a new bill in the next legislative session, which begins in January.
This open enrollment might give you sticker shock

Lisa Jarvis
Oct 29, 2025 10:03 am - Americans embarking on the annual task of sifting through the health plans offered by their employers to find the one that gives them the most bang for their buck are facing a new reality: many of those options no longer feel affordable. This year, the process isn’t just complex or confusing — it’s painful.
What to know as the annual signup window for health insurance arrives

By Tom Murphy
Oct 29, 2025 10:02 am - Higher prices, less help and a government shutdown all hang over health insurance markets as shoppers start looking for coverage this week.
Catastrophe bond investors told to brace for Jamaica payout

By Gautam Naik
Oct 27, 2025 4:45 pm - Investors in a catastrophe bond tied to Jamaica look set to experience a trigger event as Hurricane Melissa barrels toward the Caribbean island as a Category 5 storm. “Ba...
Congress should extend ACA’s enhanced premium tax credits and open the government

By Elliot Richardson
Oct 11, 2025 1:00 pm - Small businesses want to provide health benefits to their employees because it promotes a healthy and productive workforce and allows them to compete for talent with larger enterprises.
Insurance industry opposes regulation, blames inflation, climate change for rate hikes

By Peter Hancock
Aug 21, 2025 3:34 pm - Gov. JB Pritzker and legislative leaders have suggested Illinois should exercise more regulatory authority over premiums that insurance companies charge for homeowners coverage. That began after State Farm Insurance announced it was raising rates in Illinois by an average 27.2%.
Northwest Cook drivers among Illinois’ best, Naperville drivers some of the worst, study says

By Jake Griffin
Aug 12, 2025 3:34 pm - Northwestern suburban Cook County is home to some of the best drivers in Illinois, while Naperville has some of the worst, according to an analysis by insurance marketplace platform LendingTree.
Giannoulias launches campaign to ensure fairness in auto insurance rates

By Marni Pyke
Jul 30, 2025 12:17 pm - Secretary of state wants Illinoisans to tell their stories about expensive auto insurance rates. Meanwhile State Farm says it’s reducing costs.

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