Home and Garden
-
Home renovation costs may include a higher tax billDec 13, 2015 12:01 am - Most homeowners select a renovation project that will enhance their lifestyle and increase the market value of their property. While researching this selection, it's imp...
-
Celebrating dual traditions in Cuba: Santa Barbara and ChangoDec 13, 2015 12:01 am - The history of Santa Barbara dates back to the third century. A rich pagan kept his daughter locked in a tower to keep her from having contact with the outside world. Sh...
-
Take care of tools before storing for the winterDec 13, 2015 12:00 am - Many of us were still weeding and cutting back perennials when the first snowfall of the season put an end to our fall cleanup and signaled the time to put our garden to...
-
For a thoughtful gift, think outside the boxDec 12, 2015 6:14 am - Gift wrappers tend to fall into one of two categories: Either they buy standard paper and ribbon from a local pharmacy and a bag of those trusty peel-and-stick bows, or ...
-
Owning a home -- from mortgage to showersDec 12, 2015 12:00 am - Q. I own a home worth $150,000 - all paid, no mortgage and in excellent shape. My only income is $1,000 a month in Social Security. Can I get a refinance (second mortgag...
-
Rules can differ on reserve allocationsDec 12, 2015 12:00 am - Q. Your Nov. 28 column indicates the budget for a condominium must identify a reserve contribution for each component for which the reserve fund is established. That see...
-
Borrowers pay the piper for lender misdeedsDec 11, 2015 11:00 pm - Q. I have been turned down by two different lenders because my last year's tax return didn't show enough income from my business to qualify, despite a credit score of 80...
-
Fill your containers with greens for the winterDec 11, 2015 5:00 am - It's time to clean out the mums and other fall annuals from hanging baskets and pots. Instead of leaving them bleak and dreary until your garden center offers pansies in...
-
It's time to winterize your garden, toolsDec 11, 2015 5:00 am - Some winterizing tips to get you through the cold season: • Winterize your hybrid roses after there have been two to three hard freezes (temperatures in the teens), whic...
-
Zestimate gets fresh competitionDec 11, 2015 3:00 am - WASHINGTON - Can a machine - even one loaded with sophisticated algorithms, cloud-computing technology and real estate market data - accurately estimate the value of you...