Home and Garden
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Focal fireplace works well with accent colorSep 20, 2015 1:01 am - Most people stick with white in a small house. I don't know if it is fear that drives them or insecurity. It has always been a bit of a chore to convince people that if ...
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Books as decorationSep 20, 2015 1:01 am - The Roman philosopher Marcus Tullius Cicero said: "A room without books is like a body without a soul." I love rooms that are filled with books, books and more books. Th...
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How to tend your garden as autumn creeps inSep 19, 2015 7:10 am - Continue to harvest vegetables as they ripen. Warm-season crops such as peppers and tomatoes should be picked as soon as possible. Full-sized pumpkins need to remain on ...
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Mortgages are becoming more available, studies showSep 19, 2015 1:01 am - Mortgage qualification requirements are easing, making them more available for homebuyers and owners who want to refinance their existing loans, according to several sou...
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Board member challenging association may not consult with its attorneySep 19, 2015 1:00 am - Q. A board member in our association is challenging a decision made by the board concerning the types of replacement windows owners must install for their units. This bo...
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What happens to a careless agentSep 19, 2015 1:00 am - Q. What are the consequences for an agent who brings a couple to look at a listed house, then leaves them alone at the property and tells them to lock up when they leave...
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Questions about down payment requirementsSep 19, 2015 12:00 am - Q. Are there any substitutes for a down payment? A. In principle, any collateral acceptable to the lender could serve as a substitute for a down payment. The only such ...
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Save seeds for next year's vegetable gardenSep 18, 2015 6:00 am - The curtain is falling on another growing season. As the bounty of vegetables from our gardens declines, save some of their seeds to ensure a repeat performance next yea...
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Some borrowers can't legally avoid escrow accountsSep 18, 2015 1:00 am - Millions of homeowners across the United States are legally obligated to pay part of their annual property-tax bill on a monthly basis, including most of those who have ...
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Student debt can put a house out of reachSep 18, 2015 1:00 am - WASHINGTON - Heads up for millennials and first-time home shoppers carrying student debt: New rules could make it tougher to qualify for a low down payment Federal Housi...