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Finance

Gen Z’s credit scores are dropping. Here’s what to do if yours is too

By ADRIANA MORGA
Sep 27, 2025 12:51 pm - The total national average credit score dropped two points this year to 715, according to the report from credit scoring company FICO. But Gen Z's average score dropped three points to 676, the largest year-over-year decrease among any age group since 2020.
The surprising truth about dividend growth stocks

By Dan Lefkovitz of Morningstar
Sep 27, 2025 12:00 pm - Dividend growth investing isn’t about maximizing current income, nor should it be confused with traditional growth investing.
What I’ve done right with my portfolio

Christine Benz of Morningstar
Sep 20, 2025 1:01 pm - Morningstar’s Christine Benz admits to the occasional misstep when it comes to her own investment portfolio. Here are four things that have worked for her.
Paper checks going away soon for Social Security, most federal payments

By Shannon Najmabadi, Taylor Telford
Sep 18, 2025 2:28 pm - The Treasury Department will stop issuing paper checks for tax refunds, Social Security payments and most other federal programs on Sept. 30 as part of an executive order aimed at modernizing the government.
What the Fed rate cut means for your home, car and credit card loans

By Alyssa Fowers, Rachel Lerman
Sep 17, 2025 1:54 pm - The Federal Reserve announced that it will cut interest rates by a quarter point for the first time this year — but that probably won’t mean the mortgage rate or car loan you’ve been eyeing will suddenly drop.
Housing costs squeeze owners and renters alike, outpacing inflation

By Gaya Gupta
Sep 13, 2025 12:46 pm - Housing costs rose faster than inflation last year for renters and owners alike, according to new Census Bureau data that paints a vivid picture of the growing financial burden of finding and affording a home in the United States.
The 4 rules for cash: How to manage your money the smart way

Sheryl Rowling of Morningstar
Sep 13, 2025 12:39 pm - Here are four essential rules for effective cash management, from building the right emergency fund to knowing where to park your money and when to invest excess cash.
Want to retire early? Ask yourself these 4 questions

Christine Benz of Morningstar
Sep 06, 2025 1:21 pm - Making the decision to retire early is more nuanced than just considering portfolio value and asset allocation. There are lifestyle decisions, too.
Buy vs. rent: Own a business? Own your building with the SBA 504 loan

By Eric Bacon
Sep 06, 2025 12:43 pm - Leasing commercial space can appear to be the cheaper and simpler option for business owners. However, once you identify your optimal location and operations are standardized and primed for growth, commercial property ownership becomes a stronger long-term strategy.
How Chicago-area small businesses can capitalize on local events

By Timothy Little
Sep 06, 2025 12:41 pm - From Lollapalooza in Grant Park to NASCAR’s downtown street race and year-round programming at venues like Allstate Arena and NOW Arena, fan engagement at live events helps support spending in local economies.

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