Workshop on financial planning:

A free two-hour workshop on how to better handle financial challenges will be held at 7 p.m. Thursday, Jan. 9, at the Lake Villa District Library, 1001 E. Grand Ave., Lake Villa, a news release stated. The event, geared toward veterans and their families but open to the general public, is sponsored by the Lake-McHenry Veterans and Family Services program, the Lake Villa District Library and Consumer Credit Counseling Services of McHenry/Lake counties. Those attending will receive budgeting tools and techniques to help individuals become familiar with the skills necessary for personal money management. Refinancing, foreclosures and bankruptcy will be among topics covered. Reservations are not required.