Bill still allows private insurance

I am writing in response to Mr. James Wagner (July 21) regarding draft health insurance reform bill from the House. His analysis is incorrect.

The health bill does not outlaw any type of private medical insurance. It merely requires private insurance plans to meet certain standards set by the government and to be sold on a health insurance exchange.

It allows anyone covered by a private insurance policy on the date the bill goes into effect to remain covered under their current insurance plan.

However, if that plan does not meet the standards set by the government, the insurance company can no longer sell that specific plan. Insurers will need to rewrite their plans to be in accordance with the new laws and then list them on the exchange. At that point, anyone who chooses to buy private insurance or to switch insurers will be able to choose from all the plans listed on the exchange.

This plan will benefit everyone by providing health care that is affordable and accessible, while still allowing those who wish to purchase expensive, private insurance from the insurance companies to do so.

Call or write your senators and representatives to support a robust, affordable, public option available to anyone.

Laura Labedz

Arlington Heights