In his recent letter, Dean Starr of Libertyville shows he doesn't know the facts. He stated, "These type of insurance policies (that were canceled) are referred to as "junk" insurance, which means they are cheap but lack any significant coverage. They often have deductibles of up to $15,000."
He could not be more wrong. My BC/BS policy had a $500 deductible and a $1,500 out-of-pocket, $30 co-pay. Fantastic coverage. I was canceled.
Under Obamacare, if I wanted to keep the BC/BS with similar coverage with a $3,000 deductible and a $12,000 out-of-pocket, it would cost about $260 extra each month.
In addition, since I have one child, I am forced to add dental coverage to the policy for an additional $75 per month. My current dental costs were about $150 for the year. I now am forced under Obamacare to pay $900 a year until the child is 18 years old.
Under Obamacare, the only ones benefiting are the insurance companies. They get to eliminate quality policies and get to replace them with garbage so that they can make more profit.
I know if it happened to Mr. Starr, he would be upset at what they did. For him it is just bad speculation.
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