Would you rather wait in line at DMV or review your retirement plan?

One thing financial planners suggest everyone do for the New Year is review their retirement plan.

Well, a new survey from Voya Financial gives us some insight into why people don't do it. They hate it!

The survey of more than 1,000 Americans found that 80 percent of respondents said they had not taken the time to review or revise their retirement plan within the past year, in effect ignoring their retirement realities.

More than half (53 percent) said that they did not review their retirement plan even after experiencing a major life change that impacted their finances.

When it came to making decisions related to the retirement plan process, nearly two thirds (63 percent) said they spent too little or no time at all on the topic.

More than one quarter (26 percent) admitted they would procrastinate longer on making a retirement plan decision than they would with other activities, such as preparing to speak in public (23 percent), studying for an important exam (17 percent) or researching a personal loan (17 percent).

In the past year, more than twice as many people reviewed or made adjustments to their phone, cable and/or internet service (43 percent) or social media account profiles (43 percent) than they did with their retirement plans (20 percent).

More than one-third (37 percent) said they would prefer to spend their time waiting in line at the Department of Motor Vehicles rather than researching or reviewing their retirement plan options.