Breaking News Bar
updated: 12/25/2013 7:32 AM

Health insurance guide: 3 next steps for enrollees

hello
Success - Article sent! close
  • Lisa Donlea, 41, of Irvine, Calif., holds her breath and hopes the Covered California enrollment site will go to the next step, Monday, Dec. 23, 2013, in Laguna, Calif. It did after 12 minutes. The federal health insurance exchange enrollment took nearly two hours for Donlea and a counselor to complete due to the website's slowness.

      Lisa Donlea, 41, of Irvine, Calif., holds her breath and hopes the Covered California enrollment site will go to the next step, Monday, Dec. 23, 2013, in Laguna, Calif. It did after 12 minutes. The federal health insurance exchange enrollment took nearly two hours for Donlea and a counselor to complete due to the website's slowness.
    Associated Press

 
By The Associated Press

The Christmas Eve deadline to enroll via HeatlhCare.gov for health care insurance that starts Jan. 1 has passed.

The federal website received 2 million visits on Monday, and heavy -- but not as heavy -- traffic on Tuesday. A White House spokeswoman said there was no immediate estimate of visitors or how many succeeded in obtaining insurance before the deadline.

Order Reprint Print Article
 
Interested in reusing this article?
Custom reprints are a powerful and strategic way to share your article with customers, employees and prospects.
The YGS Group provides digital and printed reprint services for Daily Herald. Complete the form to the right and a reprint consultant will contact you to discuss how you can reuse this article.
Need more information about reprints? Visit our Reprints Section for more details.

Contact information ( * required )

Success - request sent close

Here are some tips for those who met the deadline and those who didn't.

Met the deadline?

1. Allow a few days for your application to reach the insurance company providing your health plan, then call to make sure it has been successfully processed.

2. If you didn't click "pay now" when you enrolled, make sure you send your first monthly premium payment to your insurance company by Jan. 10. You won't be covered until you've paid.

3. Learn about the details of your health plan. What's covered? What do you pay for out of pocket? Find out which doctors and hospitals are covered in the plan's network. Learn what services the insurer provides, such as 24-hour hotlines and online health resources.

Missed the deadline

1. If you're uninsured and still want coverage, you can still sign up. Your coverage will start as soon as Feb. 1 if you choose a plan and pay before mid-January.

2. You can window-shop to compare the details on plans available in your region. Click on "See plans before I apply" at HealthCare.gov. Many state online marketplaces also offer this window-shopping feature.

3. Enrollment ends March 31. Miss that deadline and you'll pay a tax penalty for next year of $95 or 1 percent of your income, whichever is higher. Some people may qualify for an exemption because of hardships or if their insurance policy was canceled.

Share this page
Comments ()
Guidelines: Keep it civil and on topic; no profanity, vulgarity, slurs or personal attacks. People who harass others or joke about tragedies will be blocked. If a comment violates these standards or our terms of service, click the X in the upper right corner of the comment box. To find our more, read our FAQ.
    help here