I strongly disagree with Gene Kalley's argument regarding the Affordable Care Act.
Mr. Kalley argues that it will destroy the middle class, and it most certainly will not.
1. There is a strong desire for this type of program, and a real need.
2. The Congressional Budget Office has estimated that the ACA will save over $1 trillion in health care costs over the next decade.
3. Michael Hintzler wrote in the L.A. Times about the myths of Obamacare, and tells this story: 80 percent of people today have insurance through the government and their place of employment. It is estimated that another 14 percent of people who are underinsured or uninsured will be helped financially by the ACA. For 3 percent, they will see no significant change, and for 3 percent, they will see an increase, but most of that increase could negated by subsidies.
These type of insurance policies are referred to as "junk" insurance, which means they are cheap, but lack any significant coverage. They often have deductibles of up to $15.000. Under the ACA, everyone can be guaranteed to have at least standard insurance.
It should be noted that these type of insurance policies are usually for 1 year in length, and often changed. The ACA also prevents people with pre-existing conditions to be dropped, women pay the same rates as men, and women now get free mammograms.
There are also other benefits not mentioned here.