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posted: 10/25/2013 4:40 AM

More important: car or health insurance?

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More important: car or health insurance?

I have been driving for 60 years. During all of those years of driving, I have never personally had a single claim against my insurance company. I have paid for vehicle insurance for 60 years, but I have never put in an accident claim. No one ever needed to pay my vehicle insurance for me.

Following my graduation from high school, I obtained a job and enjoyed medical insurance protection through my employer. Later, my wife and children also had medical insurance protection. No one other than the insurance company and me paid for any of my family's medical bills.

A few years ago in a discussion with a former student, she told me that she and her family had no medical insurance. She said when her family faced with medical problems, they went to the emergency room at the hospital. Who pays for the uninsured when they go to the emergency room? My medical insurance premium goes up every year. Is there a correlation between rising insurance premiums and visits by the uninsured to emergency rooms?

Isn't it mandated that we have insurance for the vehicles which we drive? If not, we are faced with legal consequences. It is more important that we have insurance coverage for driving our vehicles than to have medical insurance to provide for our physical well-being?

At the present time, I am reading a very interesting book. A number of descriptive words are used: obnoxious, offensive, arrogant, self-righteous. No, this book is not about the politicians in Washington, D.C. But it does present some interesting thoughts regarding our government and the mess which we see. Here are a couple of additional descriptive words: disgraceful and malfunctioning. You can most likely provide additional words to describe what is happening in Washington, D.C.

Richard Kastner


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