Breaking News Bar
posted: 2/14/2013 3:56 PM

Home inspector or contractor-friend

hello
Success - Article sent! close
 
 

Q. We are buying a 50-year-old foreclosure home. Before placing it on the market, the bank had it remodeled by a licensed contractor, and the work supposedly meets FHA requirements. Is a pre-purchase inspection necessary in this case? If so, should we hire a professional home inspector to evaluate the house, or would a friend who is a building contractor be just as good?

A. The fact that the home was remodeled does not minimize the likelihood that defects will be discovered by a qualified inspector. Banks often repair or renovate foreclosed properties, but they typically do their hiring on a tight budget and often do not engage the most qualified people. As for FHA requirements, these are minimal and have little influence on what is likely to be discovered by a competent inspector.

Order Reprint Print Article
 
Interested in reusing this article?
Custom reprints are a powerful and strategic way to share your article with customers, employees and prospects.
The YGS Group provides digital and printed reprint services for Daily Herald. Complete the form to the right and a reprint consultant will contact you to discuss how you can reuse this article.
Need more information about reprints? Visit our Reprints Section for more details.

Contact information ( * required )

Success - request sent close

A professional home inspector, if you get a good one, will provide a far more comprehensive evaluation of the home than your friend, the building contractor. This is not meant to demean the knowledge, skills, or expertise of contractors. Inspecting a home requires far more than construction knowledge. Construction experience is a prerequisite to learning the processes of home inspection. Most home inspectors begin their careers as contractors, but several years of full-time work as an inspector are needed to master the skills of defect discovery.

To find a good home inspector in your area, call a few real estate offices and ask who are the most experienced inspectors -- the ones who are known for their thoroughness.

Q. We bought our house about 6 months ago and hired a home inspector to check it out. It turns out he did not report that we have 3 layers of roof shingles or that we have active termites. Now we are faced with a lot of unexpected repair costs. What should we do?

A. The maximum permissible number of shingle roof layers is not the same everywhere. For many years, the limit in most areas was three, but many states and municipalities have reduced this number to two layers. Your home inspector should have reported the number of layers, regardless of the requirement. If the maximum limit in your area is two layers, that should have been disclosed in the inspection report as a faulty condition.

Had this been disclosed, the sellers would not necessarily have made concessions, depending on a few factors. If the top layer was in good condition, if it was properly flashed and sealed, and if the weight of the layers was not causing the roof framing to sag, the sellers probably would have said,"Take is as is." In that case, the roof would have been considered noncomplying but functional.

As for termites, liability depends on whether a termite inspection is included in a home inspection in your state. In most states, termite inspection is a specialized service, performed by termite inspectors, not by home inspectors. That would determine whether your home inspector was negligent for not having disclosed termites.

• To write to Barry Stone, visit him on the web at www.housedetective.com or write AMG, 1776 Jami Lee Court, Suite 218, San Luis Obispo, CA 94301.

Action Coast Publishing

Share this page
Comments ()
Guidelines: Keep it civil and on topic; no profanity, vulgarity, slurs or personal attacks. People who harass others or joke about tragedies will be blocked. If a comment violates these standards or our terms of service, click the X in the upper right corner of the comment box. To find our more, read our FAQ.