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There aren’t many people who can match or exceed Cully Payne’s total of college choices. What Payne does know is it hasn’t been a mistake to be right by Lake Michigan and playing basketball for Loyola University. The Schaumburg High School graduate feels right at home on Chicago’s far North Side after a long and circuitous odyssey. “I really believe everything happens for a reason,” Payne said. “I’m lucky to land in Chicago with a great athletic program on the rise and at a great academic school. “My family and grandparents are 35-40 minutes away and it’s a great environment in the city. I couldn’t ask for a better place.”