I am certain you will receive many letters about John R. Beeson's Fence Post harangue regarding hurricane aid. Insurance certainly does help hurricane victims; however, the huge scope of the devastation from a hurricane is daunting.
You do not have to take care of anyone if you so choose. Be the grinch you are, Mr. Beeson, when asked for donations. You will make a volunteer's day.
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I did get a laugh at the characterization of "lazy, irresponsible, financially dependent hurricane victims" compared to the independent tornado victims.