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Articles filed under Resnick, Tom

What type of insurance is needed to cover a mortgage?

By Tom Resnick
Sep 25, 2020 7:01 AM - Q: Our mortgage company recently sent us an offer for us to buy credit life insurance. They claim if one of us dies, the insurance company will pay off the balance of our loan. Any opinions on this?
Nephew's aunt requires home sale to pay expenses

By Tom Resnick
Aug 21, 2020 7:01 AM - Q. My aunt has dementia and been admitted to a nursing home. It is unlikely she will ever be leaving. She has no children. I am her closest relative. How can I go about selling her house and assist her with her expenses?
Title company will ensure son is named in parents' trust

Jul 31, 2020 6:00 AM - Q. My parents owned their house and put the house in their trust. Both my parents passed away within the past year. The agreement states that upon the death of both parents, I become the successor trustee. Is there anything I need to do before I list the property and try to sell it?
Homeowners who turn 65 in 2020 get exemption next year

By Tom Resnick
Jul 10, 2020 7:01 AM - Q: My husband and I own a single-family house in Cook County. My husband turns 65 a little later this year. When are we eligible for the senior exemption and how do we go about applying for it?
Short sales typically require extension of deadlines

By Tom Resnick
Jun 19, 2020 7:58 AM - Q: My husband and I are trying to buy our first home and we found a property that our real estate agent tells us is a short sale. What concerns us is the seller wants us to apply for our loan and do the inspection now so he knows if there will be any problems with us going forward. Is this the usual way this is done?
Student has lease despite staying at home to study

By Tom Resnick
May 22, 2020 6:00 AM - Q: Our daughter attends the University of Illinois at Urbana-Champaign. After spring break, all classes were moved to an online format and she finished her semester at home. She also has a lease for next year.
Tenants and landlords should be able to negotiate

By Tom Resnick
May 19, 2020 10:05 PM - Q: I rent an apartment with two other guys. One of the guys lost his job and can no longer pay rent. We don't really want him to leave but me and my other roommate really need his one-third share.
Tenants and landlords should be able to negotiate

By Tom Resnick
May 8, 2020 6:00 AM - Q: I rent an apartment with two other guys. One of the guys lost his job and can no longer pay rent. We don't really want him to leave but me and my other roommate really need his one-third share.
Pandemic causes panic for homebuyers and renters

By Tom Resnick
Apr 10, 2020 6:00 AM - Q. I'm sure you are getting many questions about this, but my husband and I signed a contract to purchase our first house in early March. Since then, both of our salaries have been cut back due to the coronavirus.
Property taxes should be fairly split between buyer, seller at closing

By Tom Resnick
Jan 31, 2020 7:00 AM - Q: My husband and I purchased our first home in December. We haven't had any problems but a Realtor friend of ours recently told us we should expect a large increase in our tax bill.

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