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Articles filed under Resnick, Tom

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  • Protect yourself from liens by requiring waivers Oct 19, 2014 12:01 AM
    Q. We have hired someone to build a three-season room. I have a friend who did this and he ended up with a couple mechanics liens recorded against his property and a messy legal battle. What is the best way I can protect myself from having this happen to me?

  • Appealing an assessed valuation requires written objection Oct 3, 2014 4:03 PM
    Attorney Tom Resnick answers readers' questions about real estate law.

  • Ex-wife can’t sell home without former husband’s signature Aug 31, 2014 12:01 AM
    Q. I got divorced about 15 years ago. My divorce agreement states my ex-husband is to receive 35 percent of the net proceeds from the sale of the house we owned. I have been making all the payments on the house but as far as I know, he is still on the title.

  • Buying a foreclosure from the bank requires caution Aug 10, 2014 12:01 AM
    Q. We have been looking at bank-owned properties to purchase our first home. We have had some people tell us not to buy these types of properties because the banks are not fair when dealing with buyers and take advantage of buyers. Is this true?

  • Issues arise when sellers possess home after closing Jul 27, 2014 12:01 AM
    Q. Someone told me we might be able to negotiate staying in our house for some time after the closing. Is this possible? What issues must we consider when discussing this with our prospective purchasers?

  • Dispute likely can be cleared up through bank records Jun 15, 2014 12:01 AM
    Q. A former tenant claims he paid $1,200 security deposit. Our recollection is he paid $900 that was returned when he moved out. The tenant's attorney is threatening to sue.

  • Few options when you fall behind on mortgage Jun 1, 2014 12:01 AM
    Q. We are horribly behind on our mortgage payments and unless we win the lottery, we will never catch up. We owe far more than the house is worth. The bank is sending us something almost daily.

  • Ex-wife’s credit card debt scuttles home refinance May 18, 2014 12:01 AM
    Q. My divorce agreement requires me to refinance our house and remove her from the mortgage and title. I received a call from my mortgage guy yesterday who tells me there is a judgment against the property. Apparently, my ex-wife failed to pay a credit card, got sued and they recorded a judgment against my house.

  • Seller disputes damaging property after closing Apr 20, 2014 12:01 AM
    Q. I bought my first home a couple months ago. After the contract was signed, the sellers asked if I could rent the property back to them for a month after the closing. When I took possession, i found movers had damaged the wood floor.

  • Tenants are caught in middle of owner’s foreclosure Mar 9, 2014 12:01 AM
    Q. My husband and I have been renting the house we live in for the past 3½ years. This week, the owner told us he has not been making his mortgage payments and he is being foreclosed on.

  • Contact warranty company before making repairs Feb 23, 2014 12:01 AM
    Q. We bought a home in June. The previous owner threw in a home warranty. Eight days after closing, during a heavy rain, the sump pump failed.

  • Furnace problem lingers past home’s purchase date Feb 7, 2014 2:14 PM
    Q. My husband and I bought our first home about a month ago. During our home inspection, the inspector determined the furnace was in poor condition and required servicing. Our attorney sent a letter regarding this and the sellers agreed to repair the furnace.

  • Short sale can be terminated if deadline not met Feb 2, 2014 1:00 AM
    Q. I got way behind on my mortgage and my mortgage company filed a foreclosure complaint against me. I got a short sale buyer in October but the sale has still not been approved by my mortgage company. Recently I learned I may inherit some money, so I may want to cancel the sale.

  • Leaking roof pits unit owners versus association Dec 15, 2013 1:00 AM
    Q. I have a question about the responsibilities of our homeowners association vs. those expected of us. We contacted our association after finding the roof is leaking in our townhouse.

  • Steps can be taken when repair delays threaten closing Dec 1, 2013 1:00 AM
    Q. My contract to buy includes an addendum listing requested repairs. Now, two days before closing is scheduled, there are windows the seller agreed to replace “when they arrive” that won’t be available until after the closing.

  • Siblings worry dad’s “friend” is now legal tenant Nov 3, 2013 1:00 AM
    Q. My mom passed away eight years ago. After her death, a woman “befriended” my dad (who is now 81). For the last four years, she and her daughter have been living in my dad’s home.

  • ‘Unknown’ occupants also can be evicted from rental Oct 6, 2013 12:50 AM
    Q. I own a rental property that I have been leasing to a woman the past couple years. I decided I had to evict her so I went to the apartment to serve a five-day notice and discovered there are at least five people living there.

  • Property lien is not the first step to collect a debt Sep 8, 2013 1:00 AM
    Q. I have a guy that’s owed me a few thousand bucks for about five years. I know he owns his house with his wife. Can I just record something against his house?

  • Home inspection results can nullify real estate contract Aug 25, 2013 1:00 AM
    Q. We signed a contract to sell our home to a couple about a week ago. They did a home inspection and yesterday our attorney received a letter stating they didn’t like the condition of our property and they wished to cancel the contract.

  • Second mortgage usually prevents ‘deed in lieu’ Aug 11, 2013 1:00 AM
    Q. I want to do a deed in lieu of foreclosure with my mortgage company but I am told I cannot do this because I have an equity loan. Why is that?

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