Don't let a down payment scare you away from buying first house
Jun 10, 2018 1:00 AM - You don't need to save 20 percent of a home's value for a down payment. Yes, it could lead to a cheaper mortgage payment or lower interest rate. But many federal, state and local programs will let you buy a house with less down, or help you pay for the down payment outright. Here are your options -- and how to decide what's best for you.