Articles filed under Lank, Edith

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  • What is a Lady Bird Deed? Aug 30, 2013 11:33 AM
    Q. Iím an official resident of Florida now. My neighbor is also a widow and her attorney recently set her up with something called a ďLady Bird DeedĒ to ease the transfer of her house upon her death. Can you please explain its use/validity?

     
  • With jointly owned property, does majority rule? Aug 17, 2013 12:30 AM
    Q. Two of my cousins and I own a house. I want to sell and so does one of my cousins. The other one wants to keep it. So what happens? Does majority rule?

     
  • Accepting an offer by phone doesnít actually count Aug 10, 2013 12:30 AM
    Q: My wife and I made an offer on a home. Our real estate agent texted my wife about a phone call from the ownerís real estate agent saying the owner accepted our offer, and they would send the paperwork the following day. Two days passed with no paperwork.

     
  • Holding a mortgage can be safe under certain conditions Aug 3, 2013 12:30 AM
    Q. I have owned a two-family rental home for over 30 years. It has been paid for long ago and has been a nice source of income. I have decided to sell this property. I have not listed it yet. I have someone who is interested in buying the property. This person wants me to hold the paper on it.

     
  • Mortgage interest isnít pre-paid Jul 26, 2013 12:25 PM
    Q.We had a 30-year loan for the mortgage of our house and we paid off the mortgage in full 16 years early. We thought we would receive not only the escrow money back but we would receive the remaining interest money back. This would have been the interest we would have paid for the 16 years remaining of the loan because we had been paying interest each month as part of our payments. But we received only the escrow money. We are wondering why.

     
  • Fee paid to real estate brokers varies by region Jul 20, 2013 12:30 AM
    Q. I would like to know what the commission rate is for sellers?

     
  • On homes and real estate: Buyer and seller should hire a lawyer Jul 14, 2013 4:46 PM
    Q. My tenant has been renting from me for 18 years. He has received some money and wants to buy the house. It will be a cash deal. What have we got to do now to formalize this sale? I know probably a lawyer will be needed. There will be no inspection because he knows the house. Where do we start?

     
  • What to do when the mortgage is paid off Jul 6, 2013 12:35 PM
    Q. Years ago my uncle lent me the money to buy our house, and we have finally paid off the mortgage. You mention how important it is to have a satisfaction certificate filed in the public records to clear the debt. How do we get that?

     
  • Why the lawyer for a cash purchase? Jun 28, 2013 10:49 AM
    Q. I havenít bought a house before, but I want to buy one now. I would be paying cash for the house. Everyone seems to mention having an attorney handle the purchase. Is this always necessary, even if the property is owned by a bank?

     
  • Is a Ďfor saleí sign in the yard necessary? Jun 22, 2013 12:30 AM
    Q. I donít want a "for sale" sign on my front lawn. Is it a requirement? What if I donít use a broker?

     
  • Older couple with debt should talk to housing counselor Jun 15, 2013 4:30 AM
    Q. We moved out of our home because we could not afford to pay our two home equity loans and the upkeep of the house. We moved to a one-bedroom apartment. The bank has been informed. We have mailed to the bank copies of our taxes, which we did not pay.

     
  • Seller should change price, not agents Jun 1, 2013 4:30 AM
    Q. I have been using the same agent for over a year to help sell my house, and the contract is up for renewal at the end of this month. I think that he has been doing every thing possible, including a couple of price reductions. We get lots of traffic but no offers. My question is, will changing agents really make a difference?

     
  • On homes and real estate: Whatís going on? May 25, 2013 5:30 AM
    Q. We have found a home we like in what appears to be a great neighborhood, but of the 42 homes on that street, seven are for sale. All those for sale signs have us worried there's a mass exodus going on. What questions can we ask, and to whom, that might give us more info into a potential problem?

     
  • Heirs worry about 96-year-old with mortgage May 18, 2013 4:30 AM
    Q. When my 96-year-old dad dies, will we heirs have to pay on his mortgage until the property sells? What happens if we donít make payments?

     
  • Father canít take back a $15,000 gift May 11, 2013 5:30 AM
    Q. Twelve years ago, my dad, then 80, purchased a condo in Florida for himself and his live-in girlfriend. He paid $30,000 for it. The deed states that in the event of the death of one of them the other inherits the condo.

     
  • What to ask when selecting a real estate agent May 4, 2013 5:30 AM
    Q. We are going to sell our condo this spring and intend to follow your advice and interview three realtors. We are not sure what probing questions to ask. Can you please advise us?

     
  • Parents must ponder many factors with deed decision Apr 27, 2013 4:30 AM
    Q. My husband and I are both in our 70s and we would like to know if it is a good idea to have the names of our four children put on the deed to our house. It is all paid for, and we want to stay in the house as long as we can.

     
  • Only painful steps remain if mortgagees stop paying Apr 20, 2013 4:30 AM
    Q. We rented a home to a couple for 16 years who never missed a payment. Last year they purchased the home and pay us the mortgage. Now they have not paid the mortgage in five months.

     
  • Was it ethical for estate to accept a lower offer? Apr 13, 2013 5:30 AM
    Q. We put in an $180,900 purchase offer on a house with an asking price of $175,900. We included the contingency of a home inspection. Later we were shocked to see the property transfer listed in the newspaper at $165,000. We wonder if our offer was really ever presented to the seller.

     
  • Fix up momís old house or just sell it as is? Apr 6, 2013 4:30 AM
    Q. I am hoping for some good advice regarding the sale of my mother's home after her recent passing. My sister and I are now in the process of cleaning out 60 years of family occupancy via trashing and a household sale, etc.

     
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