Articles filed under Lank, Edith

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  • Deed should be recorded for tax purposes Oct 25, 2014 12:01 AM
    Q. In your response ... about deeds, you didn’t mention the importance of recording the deed, once it is executed. Not only will this protect the buyer’s interest, but also if the deed is not recorded, the seller will still receive tax bills.

  • Family no longer knows who owns late-sibling’s house Oct 18, 2014 12:01 AM
    Q. My sister, who I hadn’t seen in years, died recently in North Dakota. The neighbor who phoned me said the house was vacant when she died. I don’t know if she still owned it. How can I find out without making a trip to North Dakota?

  • Several reasons to seek real estate advice Oct 11, 2014 12:01 AM
    Q. how do you find out the title of a home? Or if someone owns a specific home or not? Where do you go? Is it free?

  • Seller’s presence may hamper showing Oct 4, 2014 12:01 AM
    Q. My realtor wants me to be absent from the house whenever she brings a client. Is it OK to stay in a room such as the den or computer room? This room could be shown first, the door closed, and they could explore the house together. Age is a factor in my case.

  • Monopoly, deeds and automobiles Sep 26, 2014 9:46 AM
    Q. My grandfather left his cabin to me years ago, and I was given a deed to the property from my aunt, who was executor of the estate. I have it safely put away. Now my cousins want to buy the cabin, and we are in agreement about everything. There isn’t any mortgage on the place.

  • Three-day visit is long enough to find house Sep 13, 2014 12:01 AM
    Q. We are moving out of state for new jobs and we’re ready to buy our first house. The problem is we need to stay at our jobs till the last minute and don’t have much time for house hunting. If you have any advice about buying a house out of town that would be appreciated.

  • Seller concessions are not uncommon Sep 6, 2014 12:01 AM
    Q. I sold my house by contributing $1,000 to the buyer’s down payment for a mortgage. All the details were taken care of at the closing. At the time, I was under stress from my wife’s death. But I have no regrets about the sale that was completed. Did they take advantage of me?

  • ‘For sale’ sign in the yard is not a requirement Aug 30, 2014 12:01 AM
    Q. Our daughter is getting married late in September and we’ll be empty nesters. We’d like to sell our big house soon and get into some senior housing before winter. The problem is, we will be having lots of relatives here. It would cause lots of talk and spoil the look of our home to have a Realtor’s sign on the front lawn.

  • Tenant proposes a deal that shortchanges owner Aug 23, 2014 12:01 AM
    Q. I own a townhouse, which I am still paying a mortgage on. The current tenant is interested in doing a rent-to-own option. They have stated they are interested in this option only if 100 percent of the monthly payment went toward the purchase price.

  • Stepfather’s reverse mortgage will reduce inheritance Aug 9, 2014 12:01 AM
    Q. My stepfather took out a reverse mortgage loan last year for $130,000. His home is probably worth $250,000 and has long been paid off. He is 91 years old, and I know the reverse mortgage will let him keep the house and die at home.

  • Selling a home furnished is risky proposition Aug 2, 2014 12:01 AM
    Q. I am 70 years old and am getting ready to sell my house up north. I already own a condo unit in Florida. Can we sell it "as is," furnished, so this is not much of a hassle?

  • How to buy brother’s share of parents former home Jul 26, 2014 12:01 AM
    Q. My mother passed away in December. I am the executor of the estate. She owned her house outright. I want to buy my brother’s share.

  • Real estate pricing websites can’t be perfectly accurate Jul 19, 2014 12:01 AM
    Q. How reliable are websites such as Zillow and others that list an estimated value of my home? I purchased my home in 2013, which was new construction for $185,000. On websites, they say my home is worth about $160,000.

  • Capital gains questions for sale of rental home Jul 10, 2014 2:34 PM
    Q. I have written to you before, so now for the rest of the story. I finally sold my rental home to my longtime tenant of 18 years in April. How can I limit my capital gains tax? How is it figured? If I have to pay, what is the percentage?

  • The standard sales contract has grown Jul 5, 2014 12:01 AM
    Q. We plan to sell our home in 2015 to move to a retirement community. I have a good agent we will use. She gave us a sample sales contract to look over — many, many pages compared to when we bought the home in 1998.

  • Single or duplex Jun 26, 2014 12:28 PM
    Q. We live in a house that was originally a big family home. It was made into a duplex before we bought it, and it’s legal for a two-family. Some friends advise us to change the house back before we sell it. We don’t know which way to go. Any suggestions are appreciated.

  • New mortgage possible while in retirement Jun 14, 2014 12:01 AM
    Q. My wife and I are in our 70s. We want to buy a small home just for the two of us, but we don’t want to break into our retirement investments to do it. Is it possible to get a mortgage at our age? I think we have good credit, never checked yet. We are both retired.

  • Cash sale can be fraught with problems Jun 7, 2014 12:01 AM
    Q. I’m going to buy a half-finished cottage on a lake. The place is free and clear with no strings attached. I’m paying all cash so there shouldn’t be any complications.

  • A home sale is never over until it’s over May 31, 2014 12:01 AM
    Q. We accepted an offer on our house two weeks ago, but the “for sale” sign is still up in our front yard. Is this ethical? Why hasn’t it been removed?

  • Listing ‘as is’ limits mortgage possibilities May 23, 2014 12:01 AM
    Q. When a house is listed “as is, seller guarantees nothing” what does that really mean? Does it legally release the seller from all liability? Also, is it a good way to get a quick sale?

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