2014 election guide

Articles filed under Harney, Ken

Show 21-40 of 176 « previous next »
  • If you’ want to buy, it maybe time to get off the sidelines Apr 25, 2014 12:01 AM
    Are you on the home buying sidelines this spring because you think you won’t be able to qualify for a mortgage? Do you know what sort of FICO credit scores are being accepted by lenders at the moment — they’re lower than they were a year ago — and whether yours could now be good enough?

  • Restoration of home-related tax benefits gets complicated Apr 11, 2014 12:01 AM
    Renewal of important expired federal tax benefits for homeowners took a major step forward last week, but the route to final congressional approval is beginning to look longer — and potentially bumpier — than previously expected.

  • An FHA retreat, with one hitch Mar 28, 2014 12:01 AM
    Can you be charged interest on your mortgage even after you’ve fully paid it off? Can the meter keep running when you owe the bank nothing — your principal balance is zero?

  • Mortgage debt forgiveness back on table Mar 21, 2014 12:01 AM
    Here’s some good news for homeowners worried that Congress will fail again to renew popular tax benefits for use in 2014 — especially those allowing for mortgage debt forgiveness, write-offs for energy-saving improvements and mortgage insurance premiums.

  • Economy, owners benefit from rebound in home equity Mar 14, 2014 12:01 AM
    The economy may be growing at a frustratingly slow pace, but one piece of it is booming: American homeowners’ equity holdings — the market value of their houses minus their mortgage debts — soared by nearly $2.1 trillion last year to $10 trillion.

  • On homeownership tax breaks, change is in the air Mar 7, 2014 12:01 AM
    You may have seen reports about a major tax reform proposal floated by Rep. Dave Camp of Michigan, the chairman of the House Ways and Means Committee. But you probably didn’t see the grisly list of long-standing home real estate tax benefits that would be eliminated or sharply reduced under Camp’s plan.

  • Americans again cash in on home equity Feb 28, 2014 12:01 AM
    One of the mortgage products that contributed to the housing crash is booming again: New home equity credit line borrowings soared by 42 percent in the final three months of 2013 and were up sharply for the entire year, to $111 billion.

  • Home deals worth checking out Feb 21, 2014 12:01 AM
    If you’re planning to shop for a home in the coming few weeks, here’s an early spring buying season come-on that just might save you some money if you qualify.

  • A helping hand on mortgages for younger buyers Feb 14, 2014 1:01 AM
    Parents, grandparents and young adults know the problem only too well: Heavy student-debt loads, persistent employment troubles stemming from the recession — plus newly toughened mortgage underwriting standards — are all standing in the way of vast numbers of potential first-time homebuyers in their 20s and 30s.

  • New bureau uncovers problems with loan servicers Feb 7, 2014 12:21 AM
    Got problems with the company that services your home mortgage — the one that collects your payments, keeps track of your escrow account and lets you know when you’re late?

  • The long reach of identity theft may reach homebuyers Jan 31, 2014 1:50 AM
    The numbers of affected Americans are impossible to predict. However, mortgage credit experts warn that the recent massive data breaches at Target, Neiman Marcus and other retailers could have significant side impacts on some real estate transactions in the coming months, as damaged credit files depress scores and jeopardize loan applications and home sales.

  • Some options for mortgage shoppers as standards tighten Jan 24, 2014 12:42 AM
    The verdict was nearly unanimous at a recent hearing on Capitol Hill: The new federal “ability to repay” and “qualified mortgage” regulations that took effect Jan. 10 will make obtaining credit tougher, not easier, this year, and potentially force large numbers of credit-worthy homebuyers to defer or cancel their plans.

  • Lenders to follow useful new rule on appraisals Jan 17, 2014 12:56 AM
    A new federal rule could give millions of homebuyers insights they’ve never had before about a crucial element of their mortgage application: the appraisal, including the electronic cross-checks and reviews now used by lenders to determine the amount of the loan they’ll approve.

  • A hybrid mortgage may fit in your housing future Jan 3, 2014 2:30 AM
    Higher mortgage rates for 2014? Count on it. Could this be the year to check out hybrid mortgages, which haven’t been popular lately? Maybe.

  • I am real estate, hear me roar Dec 19, 2013 10:07 AM
    WASHINGTON — The biggest story in American real estate in 2013 hasn’t gotten the attention it deserves, so let’s shout this out: Homeowners’ net equity holdings soared by $2.2 trillion between the third quarter of 2012 and the third quarter of this year, according to new data collected by the Federal Reserve.

  • An unsettling time for real estate owners and investors Dec 13, 2013 12:04 AM
    For one of the least productive congressional sessions in modern history, the final word about tax reform last week was entirely in character: Nothing’s happening.

  • Foreclosure laws greatly impact speed of housing recovery Nov 29, 2013 12:13 AM
    Why have many of the local housing markets that were hit hardest during the bust — especially in California — bounced back so vigorously and quickly, with prices close to or exceeding where they were in 2005 and 2006?

  • Seeing green over mortgages Nov 22, 2013 2:04 PM
    For the growing numbers of home purchasers who care about energy efficiency, it’s the ultimate “green” goal: Lenders should recognize the net savings that energy improvements provide to property owners and take them into account when they underwrite and set the fees for mortgages. Appraisers should also recognize the added value.

  • Tax benefits imperiled — again Nov 15, 2013 6:02 AM
    Haven’t we seen this movie before? On Capitol Hill for the second year in a row, key federal tax assistance for homeowners is heading for expiration within weeks. And there’s no sign that Congress plans — or has the minimal political will — to do anything about it.

  • Storm warnings as credit-line resets near Nov 8, 2013 12:54 AM
    Could the real estate market be heading for a new — and as yet little publicized — financial storm? Many lines of credit, which are second mortgages with floating rates and flexible withdrawal terms, carry mandatory “resets” requiring borrowers to begin paying both principal and interest on their balances after 10 years.

Show 21-40 of 176 « previous next »
Latest Video


Most Commented
Top Jobs

    View all Top Jobs Place a job ad



    • Daily Herald eEdition Newspaper next section - Newspaper next section
    • Cook of the Week Challenge Report card checker - report card checker
    • Dh innovation award 2 - Dh innovation award 2 Zillow /real estate page
    • Discuss refer On Guard series
    • Newspaper archives -- Monday or anyday Mike North



    Connect with a business or service in your area fast. First select a town, then enter a search term or choose one of the listed popular searches:

    Don't see your town listed? Visit our full directory to begin your search.