American Hockey League By The Associated Press Jags' Marks caps 21-13 win over Titans with sack By MARK LONG Top 10 tips for picking the perfect christmas tree By Al and Kelly Carrell Fannie Mae, Freddie Mac unveil new low-down-payment plans By David Myers Owners sometimes come up short on home values By Ken Harney Who is liable for undisclosed septic problem? By Barry Stone BC-SC--South Carolina News Digest, SC The Associated Press Bucks spoil Cousins' return, beat Kings 108-107 The Associated Press Best of the season's 39 bowl games By JOHN MARSHALL Editorial: Believe Project shows generosity is contagious The Daily Herald Editorial Board