Article updated: 12/2/2012 8:09 AM

Pay a penalty? Business owners face health care dilemma

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Rose Wang, owner of Binary Group, works in her office in Rosslyn, Va. Small businesses with 50 workers or more will be required to provide health insurance Jan. 1, 2014. Wang, who has about 70 employees, will instead have to decide whether she'll cover them, or pay a penalty for not providing insurance.

Associated Press

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Rose Wang, owner of Binary Group, is worried because she doesn't know how much she'll have to pay under the Affordable Care Act.

Associated Press

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Rose Wang looks at her staff of 70 employees and wonders if she'll have to lay off some of them to comply with the health care law. Wang already provides insurance, but she has struggled with premiums that have soared as much as 60 percent annually, so she requires employees to contribute to their coverage. She's worried because she doesn't know how much she'll have to pay under the Affordable Care Act.